At NightOwl, we specialize in building high-performance offshore teams exclusively for the mortgage industry. We become an extension of your business. Our approach is centered on long-term partnerships, integrating seamlessly with your existing workflows and team culture to ensure a smooth, consistent operation from day one.
We combine cost efficiency with a deep respect for your process, delivering top-tier talent that’s rigorously vetted and ready to contribute. With over five decades of collective mortgage expertise, we understand what it takes to succeed in a fast-paced, highly regulated industry—and we bring that insight to every client relationship.
CEO & Co-Founder
Stew brings proven leadership in mortgage banking and outsourcing. With operational knowledge and a strategic mindset, he’s committed to helping lenders scale smarter by building offshore teams that deliver results and align with their brand. As CEO of NightOwl Consulting, he leads with a focus on efficiency, quality, and long-term partnerships.
COO & Co-Founder
Aaron is a seasoned mortgage operations executive with 20+ years of expertise in mortgage banking, compliance management, quality control, and capital markets. His deep understanding of operational workflows, loan servicing processes, compliance implementation, and analytical insights consistently drives organizational efficiency, process improvement, and operational excellence.
President
With decades of executive experience in mortgage operations, Cyndi is a proven leader in optimizing teams and workflows. She brings a deep understanding of lender pain points and a sharp ability to deliver tailored solutions that align with business goals.
Chief Culture Officer
Roxie leads NightOwl’s people-first culture with a strong background in HR and client experience. She’s focused on shaping, nurturing, and scaling a positive, inclusive, and values-driven culture across our global workforce. Roxie ensures our teams are not only high-performing, but also supported, engaged, and aligned with every client’s mission.
Whether you’re a loan officer, branch manager, or IMB looking to scale efficiently, NightOwl is ready to help you grow. Let’s talk about how we can design a team that fits your needs, strengthens your operations, and frees your top performers to do what they do best.
